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AnnuityNorthStar.com · Marc Kurschner, Licensed Insurance Professional
Last Updated: January 1, 2024
All content on AnnuityNorthStar.com — including articles, guides, comparisons, and calculators — is provided for general educational purposes only. Nothing on this website constitutes a recommendation to buy or sell any annuity product, and nothing should be construed as investment advice, financial planning advice, tax advice, or legal advice.
Before purchasing any annuity or other financial product, be sure to do your own due diligence and consult a properly licensed professional regarding your specific circumstances.
Marc Kurschner is a licensed insurance professional. By contacting us through this website, you may speak with a licensed insurance agent and may be offered insurance products for sale.
Marc Kurschner is an independent insurance agent and is not employed by or affiliated with any single insurance carrier. Annuity North Star, a division of North Wyoming Consultants LLC, works with multiple carriers to help clients find options that fit their individual goals. Marc Kurschner is compensated through commissions paid by insurance carriers when a policy is issued. You have the right to ask about compensation on any specific product before purchasing.
Annuity North Star, a division of North Wyoming Consultants LLC, is not a registered investment adviser and does not provide investment advisory services. Marc Kurschner is not a fiduciary under the Investment Advisers Act of 1940. Annuity recommendations are made based on suitability for your individual situation as disclosed to us during your consultation.
Annuities are insurance products issued by licensed insurance companies. They are not bank deposits and are not FDIC insured. They are not guaranteed by any bank or government agency. Annuity product guarantees rely on the financial strength and claims-paying ability of the issuing insurance company. It is important to evaluate carrier financial strength before purchasing any annuity.
Nothing on this website constitutes a guarantee of future performance, income, interest rates, or results. Annuity rates and product features are subject to change and are not guaranteed until a policy is issued. Past performance of any index is not indicative of future results.
Annuities are long-term financial products. Most contracts include surrender charges for early withdrawals beyond the annual free withdrawal allowance. You should not place money in an annuity that you may need for near-term expenses or emergencies.
Annuity withdrawals are generally subject to ordinary income tax on gains and may be subject to a 10% IRS penalty if taken before age 59½. This website does not provide tax advice. Consult a qualified tax professional regarding the tax implications of any annuity transaction specific to your situation.
Not all products or features discussed on this website are available in all states. Product availability and features vary by state of issue. Contact us to confirm availability in your state.